For the Romans, 'luxuria' was the near-equivalent of Greek hubris. It has behind it the imagery of material excess leading to a diminished sense of cause and effect.
Lenders are often allowed to foreclose without significant judicial involvement, putting the burden on homeowners to prove the lender is not entitled to do so.
Our ability to govern ourselves is being brought low by a brew of right-wing ideology and a shockingly cruel attitude toward the poor on the part of the GOP.