Some of the most consistently accurate predictions throughout this economic crisis have come from Nouriel Roubini, a professor at NYU's business school. It is therefore significant to me as I struggle to form an opinion about something about which I have almost no understanding that he thinks this bailout plan will be ineffective and seems designed primarily to help bank shareholders and the banks' unsecured creditors. Has the congressional leadership sold out the taxpayers? I can't really tell, but I'm very concerned that it's starting to look that way.UPDATE: The bill failed. In my mind, this is a victory for democracy. Where to go next? I like Matthew Yglesias's (and Ramesh Ponuru's (?!)) idea.